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EMI Loan Calculator
Calculate monthly EMI, total interest, and total repayment for fixed-rate loans.
Inputs
Adjust values, then calculate.
About this tool
EMI (Equated Monthly Instalment) is the fixed amount you pay each month for a loan. This calculator uses the standard EMI formula used by banks for fixed-rate loans.
How to use
- Enter your loan amount, annual interest rate, and tenure in months.
- Click Calculate to get your EMI, total interest, and total repayment.
- Compare different tenures to see how EMI and interest change.
Example
Input: Loan ₹5,00,000 at 10.5% for 60 months
What you get: Monthly EMI plus total interest paid over the full tenure.
FAQs
Is EMI constant for the entire loan?
For fixed-rate loans, yes. For floating-rate loans, EMI can change when rates change.
Does EMI include fees?
No. EMI is principal + interest. Processing fees/insurance are separate.
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